Be aware of these common scams and fraud attempts to keep your financial information secure.
Oklahoma State Bank knows that fraud and security are important to our customers. We have compiled a list of some common scams and fraud attempts so you will know the warning signs. Know that Oklahoma State Bank will never call or email and ask for your login or account information. If you receive a request for your bank account information, please report it immediately to the police and to your financial institution.
Wondering if the person you are talking to is too good to be true? Are some things just not making any sense? View warning signs.
More information and examples about Romance Scams:
Money Mule Scam
A money mule scam occurs when a person transfers stolen funds or high value goods obtained fraudulently, to the scammer in another country.
Have you ever wondered if a job is real or a scam? Sometimes, it can be hard to tell the difference.
- Review these tips, so you can identify and avoid a variety of different types of scams designed to get your personal information and your money.
- The Federal Trade Commission offers this advice.
- Read how the Job Scam works
On July 29, 2017, Equifax, a credit reporting agency, discovered that criminals were able to gain access to certain files. Most of the consumer information accessed includes names, Social Security numbers, birth dates, addresses, and in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 consumers and certain dispute documents, which included personal identifying information, for approximately 182,000 consumers were accessed. Equifax sent direct mail notices to consumers whose credit card numbers or dispute documents with personal identifying information were impacted.
Consumers can check Equifax's site to see if they have been affected. They are also offering a free protection service, if so. However, Equifax’s offer of one year of free protection is not enough, because the information stolen can be bought and sold by hackers for years to come.
Please be on high alert for phishing scams in the form of emails, letters or phone calls, which are designed to get you to give up even more information. These hackers may have very detailed information, like the amount of your mortgage or car payment, which may make their requests seem legitimate. They will likely also use the news to create a sense of urgency which may make us forget our usual defenses.
If you believe you have been the victim of identity theft, you can visit this site to learn more about how to protect yourself. You can also call their toll-free number, 888-400-5530, for advice on how to resolve identity-theft issues. All of the center’s services are free.