OSB now lets you open a personal bank account online for checking, savings, and CDs.
Earn interest with our Personal Savings or Money Market Fund. OSB Personal Saving accounts all have these great benefits:
- Free online banking
- Free online bill pay
- Free eStatements
- Free Mobile Banking
- Free Mobile Deposit†
Personal Savings Accounts
Young Savers
Start saving early with our account for children under 18.
- Minimum Opening Deposit$10
- No Monthly Service Charge
- Free Online Banking
- Free eStatements
- Free Mobile Banking
- Free Mobile Deposits†
- Free Paper Statements
- No Foreign ATM Transaction Fee**
- 1.75% APY
Savings
Save for life's little emergencies with our traditional savings account.
- Minimum Opening Deposit$25
- No Monthly Service Charge
- Free Online Banking and Billpay
- Free eStatements
- Free Mobile Banking
- Free Mobile Deposits†
- Free Paper Statements
- No Foreign ATM Transaction Fee**
- 1.50% APY
The Money Market
The more you save, the more you earn.
- Minimum Opening Deposit$2500
- Monthly Service Charge*$15
- Free Online Banking and Billpay
- Free eStatements
- Free Mobile Banking
- Free Mobile Deposits†
- Free Paper Statements
- No Foreign ATM Transaction Fee**
- Tiered Interest Rates***
*waived with minimum average daily balance of $2,500 each statement cycle
**Surcharge may be assessed by ATM owner.
***$2,500-$24,999.99 1.50%
$25,000-$99,999.99 2.05%
$100,000-$249,999.99 2.65%
$250,000-$499,999.99 2.85%
$25,000-$99,999.99 2.05%
$100,000-$249,999.99 2.65%
$250,000-$499,999.99 2.85%
$500,000+ 3.05%
Prestige Money Market - Minimum opening balance of $500,000
$500,000-$999,999.99 3.75%
$1,000,000+ 4.00%
†Upon qualification
APY = Annual Percentage Yield. Rates may change after account is opened, subject to management’s discretion. Fees may reduce earnings. A minimum balance of $2,500 is required to receive the APY on money market accounts. Young Savers account holders must be under 18. For Prestige Money Market for balances below $500,000 the APY will be 1.01%. Yield valid as of 4/21/2023.
Contact Us Today For More Information.
Customer Care: 405-260-2265
