Two lawn chairs and potted plants.


When you’re ready for a new car, a new home, or to refinance existing debt, we’ll be here to personally guide you through the loan process.

Auto Loans

When you are ready to purchase a car, OSB offers a variety of options for new and used vehicle financing. Call us today to get pre-approved so you can shop with confidence, knowing your financing is ready when you find the perfect vehicle.

  • Terms up to 84 months on new vehicles
  • Interest rate discount when your payment is made automatically from an OSB checking account
  • Free access to NADA vehicle blue book values

Recreational Vehicles and Boat Loans

OSB can finance all of your toys. Call us today for a quote!

  • Our interest rates are competitive with dealer financing
  • Interest rate discount when your payment is made automatically from an OSB checking account 

Home Loans

Whether you are purchasing or refinancing your home, OSB has the financing that will fit your every need and budget. With competitive interest rates and quick turn-around times, you will experience the friendly service we have been known for since 1909.

  • Low interest rates and flexible terms
  • Local decision making with professional bankers who can meet with you face to face
  • Free mortgage loan prequalification

Residential Construction Loans

Ready to build your dream home? Let OSB provide financing to purchase your lot and build your home.

  • Interest only monthly payments
  • Expertise with builders and contractors
  • Monthly inspections in order to protect the integrity of the construction

Certificate of Deposit Loans

Put your CD to work for you today. Use it as collateral for your loan.

Agriculture Loans

OSB can provide the financing for your acreage, farm, livestock, equipment, and other purchases.

  • 20 year amortizations available for payments
  • Flexible terms to match your specific needs
  • Bankers with expertise in agriculture loans