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Certificates of Deposit

An OSB Certificate of Deposit (CD) account is a great way to quickly build your savings.

Whether you’re saving for the short-term, long-term or both, Certificates of Deposit from Oklahoma State Bank make your hard-earned money work harder. We offer a wide range of rates, and terms from one month to five years. OSB has the right CD for you.

CD Rates

Term CD APY* under $50k CD APY* over $50k
1 MONTH 0.75% 0.85%
3 MONTHS 1.10% 1.35%
6 MONTHS 1.75% 2.00%
12 MONTHS 2.00% 2.25%
13 MONTHS  SPECIAL 3.30% 3.55%
18 MONTHS 3.50% 3.75%
24 MONTHS 2.50% 2.75%
36 MONTHS 2.75% 2.75%
48 MONTHS 2.75% 2.75%
60 MONTHS 2.75% 2.75%

IRA CD Rates

Term CD APY*
ONE (1) YEAR 2.00%
TWO (2) YEARS 2.50%
*APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Yield valid as of 11/15/2022. Minimum deposit $1,000. Other restrictions may apply.