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Certificates of Deposit

OSB now lets you open a personal bank account online for checking, savings, and CDs.
An OSB Certificate of Deposit (CD) account is a great way to quickly build your savings.

Whether you’re saving for the short-term, long-term or both, Certificates of Deposit from Oklahoma State Bank make your hard-earned money work harder. We offer a wide range of rates, and terms from one month to five years. OSB has the right CD for you.

CD Rates

Term CD APY* 
1 MONTH 2.00%
3 MONTHS 3.30%
6 MONTHS 3.40%
12 MONTHS 3.50%
18 MONTHS 4.25%
24 MONTHS 4.00%
36 MONTHS 3.00%
48 MONTHS 2.75%
60 MONTHS 2.50%

IRA CD Rates

Term CD APY*
ONE (1) YEAR 3.50%
TWO (2) YEARS 4.00%
*APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Yield valid as of 4/21/2023. Minimum deposit $1,000. Other restrictions may apply.