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Owning and managing a business in the transportation industry can have its unique challenges.

OSB is here to help with guidance and industry-specific solutions to help you best manage your business.

Whether it’s fuel prices, labor costs or changes in customer requirements, your expenses can change rapidly. This can lead to a decrease in the amount of cash immediately available to you.

Oklahoma State Bank can help you find the best loan option for new equipment, materials or payroll, and then make it happen—quickly. Regardless of the stage of your business, we have the solution that will benefit you.

This is our community and we know the local market. Whether your business goals are short- or long-term, you can trust OSB to provide cash flow solutions as your business needs change.
Short-term working capital to support your growth opportunities

With our unique Business Manager® line of credit solution, you get quick access to the money you’re owed. Business Manager helps you receive cash deposited into your operating account every time you submit a customer invoice. Whether your customers pay in 30, 60 or 90 days, you’ll have cash on hand to:

  • Meet payroll
  • Purchase new equipment or technology
  • Add staff
  • Take advantage of new growth opportunities
Best of all, our program works through your relationship with OSB and your personal banker, unlike a factoring company that requires a relationship with a third-party company.

It’s really that simple.