Our Team

Our team, working for you.

With personal and business banking experience and knowledge, our goal is to equip our customers to help them reach their financials goals.

Each and every member of OSB's Leadership Team represents the character of Oklahoma State Bank: Transforming, committed, and knowledgeable of how limitless OSB's potential is to grow in the years to come. Members of OSB's Leadership Team come from many different backgrounds, experiences, and possess different strengths, but they all work together for a singular purpose: To make Oklahoma State Bank the Best Bank for You.

David R. Hardy linkedin circle icon

David Hardy joined Oklahoma State Bank as President and CEO in 2021.  He has more than 20 years of experience in the banking industry and has held executive leadership roles with multiple regional banks in Oklahoma.  Most recently, Hardy served as Executive Vice President of Commercial Banking for IBC Bank.  Prior to IBC, he served as the Oklahoma Region President and CEO for UMB Bank.

In addition to his role with OSB, Hardy serves on the board of directors for Junior Achievement of Oklahoma City, Finance committee for Catholic Charities of the Archdiocese of Oklahoma City and is a member of the Young President’s Organization.  He is a previous recipient of The Journal Record’s “Most Admired CEO” award and Oklahoma Magazine’s “40 Under 40” list.

Hardy holds a master’s degree in business administration from the University of Kansas and a bachelor’s degree in Business Administration/Finance from Kansas State University.

Robert Banks

Mr. Banks joined Oklahoma State Bank as Chief Operations Officer November 22, 2021.  Robert began his banking career in high school and has 40 years of banking experience.  Robert holds an accounting degree from the University of Central Oklahoma.  He has worked for financial institutions in Oklahoma, Kansas and Missouri.  Most recently, Robert served as the Chief Operations Officer at Kirkpatrick Bank in Edmond for over 18 years.  Robert’s leadership roles include bank operations, audit, compliance, facilities, and security. 


Frank Oberlin linkedin circle icon

Mr. Oberlin joined Oklahoma State Bank in June 2022 as Chief Credit Officer.  He has a 15-year career in banking and finance with concentrations in credit administration, mortgage, and commercial real estate finance.  In addition to his banking experience, Oberlin previously held positions for over 12 years in the residential construction development industry and was the CEO of a manufacturing company for 8 years.  He is a graduate of Texas A&M University and holds a Bachelor of Science in Construction Management.  Frank comes to OSB after serving as CLO/CCO for Union State Bank in the Wichita, KS area.